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LIST OF PROGRAMS
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Investment proper
Fannie Mae Home Ready
5% Down
Home Ready Product
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Purchase or Cash-Out (up to 80%)
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First Time Home Buyer
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Credit score 620
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Lower than standard MI
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Serves low income borrowers
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Primary residence only
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FHA
3.5% Down
FHA
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Purchase or Refinance (Cash-Out & Rate/Term)
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First time Home Buyer
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Credit score 580
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Primary residence only
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Serves low income borrowers
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County limit amounts
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Gift or Grants allowed
Conventional Jumbo
20% Down
Conventional Jumbo
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Purchase or Refinance (Cash-Out & Rate/Term)
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Loan amount up to 3,000,000
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Credit score 700
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No Mortgage Insurance
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Gift Allow
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Primary Residence
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